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話題沸騰FinTech(フィンテック)、法規制を軸に全体像を専門家がやさしく解説! 改正銀行法にも最速対応 Finance(金融)とTechnology(技術)を融合させた「FinTech(フィンテック)」が大きな注目を集めています。金融機関や関連する官公庁に加えて、スタートアップ企業やITベンダーなどが参入しつつあります。 こうした非金融分野の企業・組織がまず直面するのが、法律(金融規制)の分かりにくさ。法律の数が多く、条文も複雑で、理解するのにもひと苦労です。これから始めようとするFinTechサービスが、どの法律に関係するのかを特定するのも容易ではありません。しかも法律は時代に合わせて常に変化します。2016年5月には銀行法や資金決済法の改正案が国会で可決されました。いずれもFinTechをにらんだ改正となっています。 本書『FinTechの法律』は、法律の専門家ではない実務家の方を主な対象として、FinTechに関わる法律を多面的に理解していただくことを狙ったものです。資金決済法、割賦販売法、貸金業法、金融商品取引法、銀行法など、FinTechに関わるほぼすべての法律について、概要や背景、課題や今後の方向をやさしく説明しています。金融庁や経済産業省、内閣官房など、行政がFinTechに対してどのような施策を推進しているかも解説しています。 本書はFinTechの入門書としてもご活用いただけます。そもそもFinTechとは何かに始まり、FinTechのインパクトや国内外の状況、銀行サービスとの関係、さらにセキュリティ・認証、仮想通貨、ブロックチェーン、クラウドファンディング、銀行APIといった個別のトピックまでを47のQ&Aで取り上げ、豊富な具体例を使って平易に説明しています。 FinTechに関わる、または興味を持つすべての方々のニーズに応える一冊です。.
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